Retirement Readiness & Adjustment Assessment

Instructions: 

Answer each question honestly with Yes or No. Count how many “Yes” responses you have at the end.

1. Emotional Readiness

  1. Do you feel uncertain about how you’ll spend your time after retiring?
  2. Do you worry about losing your identity or purpose once you stop working?

2. Financial Concerns

  1. Are you unsure if your financial plan is sufficient for your desired retirement lifestyle?
  2. Do you feel anxiety about maintaining your current standard of living in retirement?

3. Social Connection

  1. Do you feel that retirement might leave you feeling isolated or disconnected from your social circle?
  2. Do you worry about losing the camaraderie and support of colleagues?

4. Psychological Transition

  1. Do you struggle with the idea of not being as “productive” or “accomplished” in retirement?
  2. Are you afraid of boredom or feeling aimless without the structure of a work schedule?

5. Planning and Goal Setting

  1. Have you found it difficult to define clear goals or a vision for your retirement?
  2. Do you feel overwhelmed or unprepared when thinking about how to plan your retirement years?

6. Lifestyle and Balance

  1. Are you concerned about balancing leisure, family, personal growth, and other aspects of life in retirement?
  2. Do you find yourself postponing or procrastinating important decisions about retirement?

Scoring:

  • 0–3 Yes Responses:
    You likely have a strong sense of direction and confidence about your retirement journey. Retirement Anonymous may not be necessary for you, but it could still provide value as a community of like-minded individuals.
  • 4–7 Yes Responses:
    You may benefit from Retirement Anonymous or similar support. It could help you address concerns about emotional, social, or financial aspects of retirement and provide guidance in building a fulfilling post-work life.
  • 8–12 Yes Responses:
    Retirement Anonymous could be highly beneficial for you. It seems you have significant concerns or uncertainties about retirement, and support from a group setting might provide clarity, connection, and a sense of purpose as you navigate this transition.

This assessment can serve as a starting point for individuals to evaluate their readiness and whether they’d benefit from structured guidance or community support in their retirement journey.